Home Buying Guide with R. Millada Realty and Brokerage OPC

✓ Step 1: Identify Your Needs and Budget

 

 

Before browsing for listings, ask yourself:

 

• What kind of property are you looking for? (Condo, House & Lot, Townhouse)

• Where do you want to live or invest?

• How much is your budget?

 

 

💡 Tip: Don’t just think of the purchase price — also consider monthly payments, association dues, taxes, and maintenance.

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✓ Step 2: Get Pre-Qualified or Pre-Approved

 

 

We’ll help you:

 

• Check your financial capacity

• Identify the best payment schemes (spot cash, bank financing, in-house financing, Pag-IBIG)

• Work with partner banks or financing institutions

 

 

💡 Pre-qualification helps set expectations and shows sellers you’re a serious buyer.

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✓ Step 3: Start Viewing Properties

 

 

We provide:

 

• Updated listings based on your criteria

• On-site and virtual tours

• Market insights and location guidance

 

 

💡 Visit during different times of the day to get a feel for the area’s ambiance and accessibility.

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✓ Step 4: Reserve Your Chosen Property

 

 

Once you’ve found the right one, secure it with a Reservation Fee (typically ₱25,000).

We’ll guide you through:

 

• Unit or property selection

• Reservation agreement signing

• Preparation of required documents

 

 

📌 The reservation fee ensures the unit is temporarily held for you.

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✓ Step 5: Submit Requirements & Secure Financing

 

 

Typical documents needed:

 

• Valid IDs

• Proof of income or Certificate of Employment

• Tax Identification Number (TIN)

• Billing statements

• Special Power of Attorney (for OFWs)

 

 

We will assist you in:

 

• Submitting loan requirements

• Coordinating with banks or Pag-IBIG

• Ensuring smooth approval and processing

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✓ Step 6: Sign the Contract to Sell or Deed of Absolute Sale

 

 

We’ll make sure you understand every detail before you sign.

You’ll receive:

 

• Payment schedule

• Official contract from developer or seller

• Legal assistance and notarial service if needed

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✓ Step 7: Move In and Enjoy Your New Home!

 

 

Upon full payment or financing approval, you’ll receive turnover documents and keys.

We’ll walk you through the handover process and check the unit with you.

 

🎉 Congratulations! You are now a proud property owner!

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✓ Bonus Tips for Buyers:

 

 

• Start saving early – down payments and fees add up.

• Don’t skip inspections – we’ll help spot red flags.

• Ask questions – our team is here to help you every step of the way.

• Think long-term – choose a property that suits your life now and in the future.

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📞 Ready to find your dream home? Contact us